All-in-one digital experience for everyone

Redefining your experience

With our secure services, you can manage your finances from anywhere, at any time.

Why Gray Capitol?

Your goals are our priority.

We provide tailored solutions to meet individual and business needs.

Checkings account

Instant access to your funds, modern payment solutions, and exceptional customer service.

Savings account

Earn competitive interest to grow your savings steadily over time

Low interest loans

Enjoy some of the lowest interest rates on the market

Flexible credit cards

Set your preferred credit limit based on your financial goals.

AI-powered virtual services

You can view your account balances, transaction history, and statements, and even set up custom alerts to help you stay on top of your finances.

Income and expenses tracker

View a summary of all your income streams and spending patterns.

Automated invoicing

Create professional invoices with your brand logo, colors, and custom fields.

Crypto connection

Access major cryptocurrencies, including Bitcoin (BTC), Ethereum (ETH), and stablecoins like USDT.

Be in complete control over your money

Our services are protected with the latest encryption technology and multi-factor authentication, giving you peace of mind when managing your finances.

Virtual or physical ⎯ it’s your choice

Whether you’re at home, at work, or on the go, our online services are accessible from your computer, tablet, or mobile device.

Wallet Integrations

With our mobile service, you can even deposit checks and manage your accounts on the go.

Learn More

Make secure payments in stores, online, and in apps with just a touch of your Apple device.

Easily link your PayPal account to your online banking for seamless and secure online payments.

Accept payments from customers around the world directly from your online banking platform.

Easily and securely transfer funds to over 70 countries around the world at competitive rates.