Cards

Credit cards are financial tools issued by banks or financial institutions that allow users to borrow money to make purchases. Let’s break down the key aspects of credit cards:

1. Convenience and Safety:

   Credit cards offer a safer alternative to carrying cash and are widely accepted globally.

2. Rewards and Cashback:

   Some cards offer points, travel miles, or cashback rewards based on spending.

3. Interest-Free Periods:

   You can defer payment by a few weeks without incurring interest, as long as you pay in full.

4. Credit Building:

   Regular, responsible use of credit cards helps improve your credit score.

5. Purchase Protection:

   Credit cards often provide protection for lost, damaged, or defective goods.